Lender in North Carolina · HMDA 2025
American Security Mortgage Corp. mortgages in North Carolina
American Security Mortgage Corp.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
American Security Mortgage Corp. originated 2,312 owner-occupied single-family loans in North Carolina from 2,438 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $4,550 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.624% (North Carolina: 6.50%).
Loans in NC
2,312
of 2,438 applications
Denial rate
1.0%
Purchase · NC 7.6%
Rate spread
+0.04 pts
Conv. · NC +0.04 pts
Loan amount
$365,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,170 | 2,057 | 1.0% | 6.624% | +0.04 pts | $4,550 | $365,000 |
| Refinance | 202 | 194 | 0.5% | 6.125% | −0.06 pts | $4,150 | $495,000 |
| Cash-out refinance | 66 | 61 | 3.0% | 6.625% | +0.08 pts | $4,400 | $375,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where American Security Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mecklenburg County | 4 | 742 | 4.2% |
| Carteret County | 5 | 44 | 4.1% |
| Union County | 6 | 111 | 2.2% |
| Gaston County | 7 | 134 | 3.0% |
| Lincoln County | 8 | 37 | 2.2% |
| Durham County | 9 | 105 | 2.3% |
| Johnston County | 9 | 103 | 2.0% |
| Wayne County | 9 | 64 | 3.9% |
| Pitt County | 10 | 62 | 2.8% |
| Lenoir County | 10 | 14 | 2.8% |
| Cabarrus County | 12 | 72 | 1.6% |
| Iredell County | 12 | 65 | 1.7% |
| Polk County | 13 | 4 | 1.7% |
| Stanly County | 14 | 17 | 1.5% |
| Hoke County | 15 | 29 | 1.7% |
| Cumberland County | 16 | 80 | 1.4% |
| Craven County | 16 | 28 | 1.4% |
| Chatham County | 18 | 18 | 1.4% |
| Orange County | 18 | 17 | 1.1% |
| Cleveland County | 19 | 13 | 1.1% |
| Yadkin County | 19 | 4 | 1.0% |
| Rowan County | 21 | 24 | 1.0% |
| Wake County | 24 | 218 | 1.1% |
| Buncombe County | 24 | 30 | 1.0% |
| Northampton County | 24 | 1 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology