Lender in Arkansas · HMDA 2025
Arvest Bank mortgages in Arkansas
Arvest Bank's 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
Arvest Bank originated 2,954 owner-occupied single-family loans in Arkansas from 3,253 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $3,840 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.75% (Arkansas: 6.625%).
Loans in AR
2,954
of 3,253 applications
Denial rate
5.5%
Purchase · AR 8.5%
Rate spread
+0.23 pts
Conv. · AR +0.17 pts
Loan amount
$275,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,438 | 2,280 | 5.5% | 6.750% | +0.23 pts | $3,840 | $275,000 |
| Refinance | 337 | 294 | 11.0% | 6.500% | +0.17 pts | $3,810 | $245,000 |
| Cash-out refinance | 478 | 380 | 19.5% | 6.875% | +0.40 pts | $3,860 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where Arvest Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 50.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Benton County | 1 | 864 | 13.1% |
| Washington County | 1 | 549 | 14.8% |
| Pulaski County | 1 | 319 | 6.5% |
| Sebastian County | 1 | 172 | 12.2% |
| Pope County | 1 | 133 | 20.3% |
| Craighead County | 1 | 113 | 7.6% |
| Johnson County | 1 | 59 | 21.6% |
| Madison County | 1 | 32 | 15.4% |
| Yell County | 1 | 26 | 14.9% |
| Crawford County | 2 | 71 | 9.0% |
| Baxter County | 2 | 49 | 8.3% |
| Carroll County | 2 | 31 | 10.4% |
| Conway County | 2 | 20 | 9.5% |
| Marion County | 3 | 19 | 9.4% |
| Perry County | 3 | 10 | 8.6% |
| Scott County | 3 | 9 | 11.1% |
| Garland County | 4 | 68 | 5.6% |
| Poinsett County | 4 | 16 | 6.1% |
| Polk County | 5 | 11 | 4.7% |
| Monroe County | 5 | 2 | 9.1% |
| Saline County | 6 | 106 | 4.6% |
| Faulkner County | 6 | 83 | 4.2% |
| Boone County | 6 | 34 | 6.3% |
| Franklin County | 6 | 8 | 3.8% |
| Montgomery County | 6 | 4 | 6.2% |
| Stone County | 7 | 4 | 3.6% |
| Greene County | 8 | 23 | 3.6% |
| Clark County | 8 | 4 | 1.9% |
| Logan County | 9 | 7 | 3.7% |
| Cleburne County | 10 | 8 | 2.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology