Lender in Oklahoma · HMDA 2025
Arvest Bank mortgages in Oklahoma
Arvest Bank's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Arvest Bank originated 1,636 owner-occupied single-family loans in Oklahoma from 1,813 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $4,870 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.75% (Oklahoma: 6.625%).
Loans in OK
1,636
of 1,813 applications
Denial rate
5.7%
Purchase · OK 7.6%
Rate spread
+0.25 pts
Conv. · OK +0.21 pts
Loan amount
$245,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,359 | 1,269 | 5.7% | 6.750% | +0.25 pts | $4,870 | $245,000 |
| Refinance | 176 | 145 | 17.1% | 6.625% | +0.20 pts | $4,970 | $225,000 |
| Cash-out refinance | 278 | 222 | 19.4% | 6.875% | +0.40 pts | $4,980 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Arvest Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 44.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cherokee County | 1 | 75 | 18.9% |
| Pittsburg County | 1 | 53 | 14.0% |
| Delaware County | 1 | 46 | 12.8% |
| Ottawa County | 1 | 41 | 18.6% |
| Adair County | 1 | 27 | 21.9% |
| Washington County | 2 | 68 | 11.1% |
| Latimer County | 2 | 8 | 16.7% |
| Mayes County | 3 | 24 | 5.7% |
| McIntosh County | 3 | 14 | 8.3% |
| Haskell County | 3 | 7 | 9.0% |
| Stephens County | 4 | 31 | 7.0% |
| Le Flore County | 4 | 28 | 7.2% |
| Craig County | 4 | 8 | 7.5% |
| Nowata County | 4 | 3 | 4.8% |
| Sequoyah County | 5 | 26 | 5.9% |
| Okmulgee County | 5 | 14 | 4.1% |
| Tulsa County | 6 | 439 | 5.3% |
| Wagoner County | 6 | 79 | 4.2% |
| Rogers County | 6 | 58 | 3.9% |
| Osage County | 6 | 18 | 3.8% |
| Muskogee County | 7 | 30 | 4.5% |
| Pawnee County | 7 | 5 | 3.3% |
| Caddo County | 8 | 6 | 3.7% |
| Comanche County | 9 | 46 | 2.8% |
| Creek County | 9 | 35 | 3.9% |
| Pottawatomie County | 9 | 21 | 2.4% |
| Grady County | 9 | 20 | 2.1% |
| Noble County | 9 | 3 | 3.8% |
| Oklahoma County | 10 | 206 | 2.2% |
| Payne County | 10 | 20 | 2.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology