Lender in Maryland · HMDA 2025
Atlantic Coast Mortgage, LLC mortgages in Maryland
Atlantic Coast Mortgage, LLC's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Atlantic Coast Mortgage, LLC originated 525 owner-occupied single-family loans in Maryland from 577 completed applications.
Its median conventional purchase loan costs were $6,150 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.625% (Maryland: 6.625%).
Loans in MD
525
of 577 applications
Denial rate
1.6%
Purchase · MD 8.6%
Rate spread
+0.14 pts
Conv. · MD +0.14 pts
Loan amount
$435,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 517 | 475 | 1.6% | 6.625% | +0.14 pts | $6,150 | $435,000 |
| Refinance | 41 | 35 | 4.9% | 6.375% | −0.04 pts | $5,240 | $505,000 |
| Cash-out refinance | 19 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Atlantic Coast Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kent County | 2 | 15 | 6.3% |
| Frederick County | 13 | 75 | 1.6% |
| Queen Anne's County | 16 | 12 | 1.2% |
| Montgomery County | 17 | 160 | 1.5% |
| Caroline County | 17 | 6 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology