Lender in North Carolina · HMDA 2025
Atlantic Coast Mortgage, LLC mortgages in North Carolina
Atlantic Coast Mortgage, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Atlantic Coast Mortgage, LLC originated 452 owner-occupied single-family loans in North Carolina from 489 completed applications.
Its median conventional purchase loan costs were $4,890 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.75% (North Carolina: 6.50%).
Loans in NC
452
of 489 applications
Denial rate
0.4%
Purchase · NC 7.6%
Rate spread
+0.37 pts
Conv. · NC +0.04 pts
Loan amount
$315,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 448 | 414 | 0.4% | 6.750% | +0.37 pts | $4,890 | $315,000 |
| Refinance | 26 | 23 | 0.0% | — | — | — | $505,000 |
| Cash-out refinance | 15 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Atlantic Coast Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Currituck County | 4 | 35 | 4.7% |
| Bertie County | 6 | 2 | 2.5% |
| Dare County | 8 | 23 | 4.3% |
| Perquimans County | 8 | 5 | 2.5% |
| Pasquotank County | 10 | 21 | 2.5% |
| Camden County | 10 | 8 | 2.9% |
| Hertford County | 14 | 2 | 2.1% |
| Washington County | 15 | 1 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology