Lender in Wisconsin · HMDA 2025
Bank First, N.A. mortgages in Wisconsin
Bank First, N.A.'s 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Bank First, N.A. originated 741 owner-occupied single-family loans in Wisconsin from 811 completed applications.
Its median conventional purchase loan costs were $2,770 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.50% (Wisconsin: 6.625%).
Loans in WI
741
of 811 applications
Denial rate
2.4%
Purchase · WI 6.2%
Rate spread
−0.02 pts
Conv. · WI +0.12 pts
Loan amount
$245,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 584 | 550 | 2.4% | 6.500% | −0.02 pts | $2,770 | $245,000 |
| Refinance | 149 | 126 | 12.1% | 6.125% | −0.10 pts | $1,280 | $275,000 |
| Cash-out refinance | 78 | 65 | 12.8% | 6.500% | +0.01 pts | $1,730 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Bank First, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Manitowoc County | 1 | 97 | 8.1% |
| Sheboygan County | 2 | 130 | 8.5% |
| Waushara County | 2 | 30 | 8.9% |
| Monroe County | 5 | 42 | 6.8% |
| Fond du Lac County | 6 | 67 | 4.5% |
| Waupaca County | 6 | 27 | 3.5% |
| Portage County | 7 | 26 | 3.5% |
| Columbia County | 9 | 23 | 2.3% |
| Calumet County | 10 | 21 | 2.3% |
| Shawano County | 11 | 10 | 2.0% |
| Door County | 12 | 8 | 2.4% |
| Marquette County | 12 | 4 | 2.0% |
| Wood County | 13 | 18 | 2.0% |
| Kewaunee County | 13 | 6 | 2.0% |
| Jackson County | 13 | 3 | 1.1% |
| Juneau County | 14 | 6 | 1.8% |
| Brown County | 17 | 56 | 1.5% |
| Green Lake County | 19 | 4 | 1.5% |
| Adams County | 21 | 3 | 1.1% |
| Winnebago County | 22 | 30 | 1.2% |
| Ozaukee County | 23 | 18 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology