Lender in Wisconsin · HMDA 2025
Bank Five Nine mortgages in Wisconsin
Bank Five Nine's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Bank Five Nine originated 1,096 owner-occupied single-family loans in Wisconsin from 1,232 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $3,600 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.625% (Wisconsin: 6.625%).
Loans in WI
1,096
of 1,232 applications
Denial rate
2.6%
Purchase · WI 6.2%
Rate spread
+0.18 pts
Conv. · WI +0.12 pts
Loan amount
$285,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 919 | 843 | 2.6% | 6.625% | +0.18 pts | $3,600 | $285,000 |
| Refinance | 207 | 176 | 5.3% | 6.375% | +0.03 pts | $2,140 | $325,000 |
| Cash-out refinance | 106 | 77 | 17.0% | 6.750% | +0.20 pts | $2,300 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Bank Five Nine ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 4 | 91 | 4.1% |
| Kenosha County | 6 | 85 | 4.0% |
| Ozaukee County | 6 | 46 | 3.4% |
| Waukesha County | 7 | 226 | 3.5% |
| Racine County | 8 | 84 | 2.9% |
| Milwaukee County | 9 | 267 | 2.7% |
| Langlade County | 10 | 3 | 1.0% |
| Marathon County | 11 | 40 | 2.1% |
| Vilas County | 11 | 5 | 1.8% |
| Dodge County | 13 | 25 | 2.0% |
| Jefferson County | 16 | 19 | 1.7% |
| Polk County | 17 | 10 | 1.4% |
| Oneida County | 17 | 4 | 1.0% |
| St. Croix County | 19 | 20 | 1.2% |
| Marquette County | 20 | 2 | 1.0% |
| Pierce County | 23 | 6 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology