Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in California · HMDA 2025

Calcon Mutual Mortgage LLC mortgages in California

Calcon Mutual Mortgage LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.

Calcon Mutual Mortgage LLC originated 257 owner-occupied single-family loans in California from 324 completed applications.

Its median conventional purchase loan costs were $12,800 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).

Loans in CA
257
of 324 applications
Denial rate
19.5%
Purchase · CA 8.9%
Rate spread
+0.36 pts
Conv. · CA +0.09 pts
Loan amount
$495,000
Purchase · CA $575,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase31324819.5%6.750%+0.36 pts$12,800$495,000
Refinance87—————
Cash-out refinance32—————

*Conventional loans only; medians with at least 20 loans.

California counties where Calcon Mutual Mortgage LLC ranks in the top 25

CountyRankLoansMarket share
Yuba County14261.9%
San Joaquin County23780.9%
Stanislaus County24410.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology