Lender in Virginia · HMDA 2025
Calcon Mutual Mortgage LLC mortgages in Virginia
Calcon Mutual Mortgage LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Calcon Mutual Mortgage LLC originated 656 owner-occupied single-family loans in Virginia from 707 completed applications.
Its median conventional purchase loan costs were $6,690 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).
Loans in VA
656
of 707 applications
Denial rate
6.0%
Purchase · VA 6.9%
Rate spread
+0.28 pts
Conv. · VA +0.10 pts
Loan amount
$365,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 652 | 608 | 6.0% | 6.625% | +0.28 pts | $6,690 | $365,000 |
| Refinance | 32 | 28 | 12.5% | — | — | — | $305,000 |
| Cash-out refinance | 23 | 20 | 13.0% | — | — | — | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Calcon Mutual Mortgage LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gloucester County | 7 | 25 | 3.8% |
| Charlotte County | 8 | 3 | 4.0% |
| Botetourt County | 9 | 15 | 2.9% |
| Lancaster County | 10 | 5 | 2.5% |
| Northampton County | 10 | 3 | 2.1% |
| Greensville County | 10 | 2 | 3.1% |
| Montgomery County | 11 | 23 | 2.6% |
| Chesapeake city | 12 | 106 | 2.1% |
| Newport News city | 12 | 43 | 1.7% |
| Poquoson city | 12 | 7 | 2.3% |
| Mathews County | 15 | 2 | 1.6% |
| York County | 16 | 21 | 1.9% |
| Isle of Wight County | 16 | 12 | 1.3% |
| Suffolk city | 17 | 43 | 1.7% |
| Portsmouth city | 17 | 24 | 1.2% |
| Hampton city | 18 | 27 | 1.1% |
| Waynesboro city | 18 | 9 | 2.0% |
| James City County | 20 | 17 | 1.3% |
| Virginia Beach city | 23 | 61 | 0.9% |
| Norfolk city | 24 | 31 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology