Lender in Florida · HMDA 2025
Champions Funding, LLC mortgages in Florida
Champions Funding, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Champions Funding, LLC originated 797 owner-occupied single-family loans in Florida from 1,092 completed applications.
Its median conventional purchase loan costs were $15,150 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 8.50% (Florida: 6.625%).
Loans in FL
797
of 1,092 applications
Denial rate
20.2%
Purchase · FL 12.8%
Rate spread
+2.31 pts
Conv. · FL +0.14 pts
Loan amount
$315,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 650 | 517 | 20.2% | 8.500% | +2.31 pts | $15,150 | $315,000 |
| Refinance | 82 | 48 | 40.2% | 7.625% | +1.14 pts | $16,480 | $405,000 |
| Cash-out refinance | 360 | 232 | 35.0% | 8.375% | +2.25 pts | $16,000 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Champions Funding, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Glades County | 16 | 2 | 2.2% |
| Miami-Dade County | 25 | 121 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology