Lender in Texas · HMDA 2025
Champions Funding, LLC mortgages in Texas
Champions Funding, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Champions Funding, LLC originated 418 owner-occupied single-family loans in Texas from 584 completed applications.
Its median conventional purchase loan costs were $13,970 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 8.375% (Texas: 6.50%).
Loans in TX
418
of 584 applications
Denial rate
21.9%
Purchase · TX 10.2%
Rate spread
+2.20 pts
Conv. · TX +0.09 pts
Loan amount
$285,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 457 | 356 | 21.9% | 8.375% | +2.20 pts | $13,970 | $285,000 |
| Refinance | 55 | 33 | 40.0% | 8.125% | +1.81 pts | $14,040 | $365,000 |
| Cash-out refinance | 72 | 29 | 59.7% | 7.999% | +1.77 pts | $10,440 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology