Lender in California · HMDA 2025
Citadel Servicing Corporation mortgages in California
Citadel Servicing Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Citadel Servicing Corporation originated 787 owner-occupied single-family loans in California from 1,113 completed applications.
Its median conventional purchase loan costs were $14,350 versus $7,920 for all California lenders, at a median 30-year fixed rate of 7.125% (California: 6.625%).
Loans in CA
787
of 1,113 applications
Denial rate
2.6%
Purchase · CA 8.9%
Rate spread
+0.74 pts
Conv. · CA +0.09 pts
Loan amount
$635,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 683 | 499 | 2.6% | 7.125% | +0.74 pts | $14,350 | $635,000 |
| Refinance | 134 | 92 | 6.0% | 6.875% | +0.40 pts | $11,670 | $765,000 |
| Cash-out refinance | 296 | 196 | 4.0% | 7.125% | +0.74 pts | $13,300 | $625,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Citadel Servicing Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mono County | 9 | 2 | 1.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology