Lender in Florida · HMDA 2025
Citadel Servicing Corporation mortgages in Florida
Citadel Servicing Corporation's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Citadel Servicing Corporation originated 423 owner-occupied single-family loans in Florida from 634 completed applications.
Its median conventional purchase loan costs were $14,960 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 7.375% (Florida: 6.625%).
Loans in FL
423
of 634 applications
Denial rate
3.8%
Purchase · FL 12.8%
Rate spread
+1.10 pts
Conv. · FL +0.14 pts
Loan amount
$425,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 372 | 265 | 3.8% | 7.375% | +1.10 pts | $14,960 | $425,000 |
| Refinance | 58 | 28 | 10.3% | 6.875% | +0.60 pts | $11,820 | $365,000 |
| Cash-out refinance | 204 | 130 | 8.8% | 7.500% | +1.09 pts | $15,040 | $375,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology