Lender in Kentucky · HMDA 2025
City National Bank of West Virginia mortgages in Kentucky
City National Bank of West Virginia's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
City National Bank of West Virginia originated 224 owner-occupied single-family loans in Kentucky from 282 completed applications.
Its median conventional purchase loan costs were $1,880 versus $4,000 for all Kentucky lenders.
Loans in KY
224
of 282 applications
Denial rate
5.6%
Purchase · KY 8.2%
Rate spread
+0.03 pts
Conv. · KY +0.21 pts
Loan amount
$235,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 196 | 167 | 5.6% | — | +0.03 pts | $1,880 | $235,000 |
| Refinance | 86 | 57 | 27.9% | — | +0.35 pts | $200 | $95,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where City National Bank of West Virginia ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Greenup County | 1 | 50 | 12.2% |
| Boyd County | 2 | 48 | 8.6% |
| Nicholas County | 3 | 5 | 8.5% |
| Lawrence County | 5 | 6 | 6.4% |
| Carter County | 6 | 14 | 6.5% |
| Woodford County | 7 | 12 | 3.5% |
| Johnson County | 7 | 8 | 5.1% |
| Martin County | 7 | 1 | 3.7% |
| Floyd County | 8 | 5 | 3.1% |
| Magoffin County | 10 | 1 | 3.7% |
| Jessamine County | 16 | 14 | 1.7% |
| Franklin County | 20 | 9 | 1.3% |
| Rowan County | 22 | 2 | 1.3% |
| Harrison County | 24 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology