Lender in Wisconsin · HMDA 2025
CO-OP Credit Union mortgages in Wisconsin
CO-OP Credit Union's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
CO-OP Credit Union originated 217 owner-occupied single-family loans in Wisconsin from 224 completed applications.
Its median conventional purchase loan costs were $1,950 versus $3,230 for all Wisconsin lenders.
Loans in WI
217
of 224 applications
Denial rate
0.9%
Purchase · WI 6.2%
Rate spread
+0.52 pts
Conv. · WI +0.12 pts
Loan amount
$185,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 108 | 107 | 0.9% | — | +0.52 pts | $1,950 | $185,000 |
| Refinance | 41 | 41 | 0.0% | — | +0.47 pts | $780 | $155,000 |
| Cash-out refinance | 75 | 69 | 8.0% | — | +0.45 pts | $1,180 | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where CO-OP Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jackson County | 1 | 118 | 42.3% |
| Trempealeau County | 3 | 29 | 8.7% |
| Buffalo County | 7 | 6 | 3.9% |
| Clark County | 10 | 12 | 3.0% |
| Monroe County | 14 | 10 | 1.6% |
| Eau Claire County | 18 | 17 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology