Lender in Georgia · HMDA 2025
Colony Bank mortgages in Georgia
Colony Bank's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Colony Bank originated 722 owner-occupied single-family loans in Georgia from 761 completed applications.
Its median conventional purchase loan costs were $5,230 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
722
of 761 applications
Denial rate
4.0%
Purchase · GA 9.9%
Rate spread
+0.20 pts
Conv. · GA +0.13 pts
Loan amount
$285,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 669 | 640 | 4.0% | 6.625% | +0.20 pts | $5,230 | $285,000 |
| Refinance | 49 | 47 | 4.1% | 6.500% | +0.09 pts | $4,920 | $345,000 |
| Cash-out refinance | 43 | 35 | 18.6% | — | +0.38 pts | $4,800 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Colony Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 63.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wilcox County | 2 | 4 | 15.4% |
| Calhoun County | 2 | 2 | 9.1% |
| Treutlen County | 2 | 2 | 9.5% |
| Troup County | 3 | 59 | 5.8% |
| Dougherty County | 3 | 39 | 6.7% |
| Terrell County | 3 | 3 | 4.3% |
| Crisp County | 4 | 6 | 5.4% |
| Heard County | 4 | 6 | 3.9% |
| Turner County | 4 | 2 | 4.3% |
| Lee County | 5 | 29 | 5.3% |
| Cook County | 5 | 5 | 3.5% |
| Bulloch County | 6 | 28 | 3.3% |
| Laurens County | 6 | 15 | 3.6% |
| Macon County | 6 | 1 | 2.8% |
| Colquitt County | 7 | 7 | 2.5% |
| Meriwether County | 7 | 6 | 2.0% |
| Wilkes County | 7 | 3 | 3.6% |
| Worth County | 7 | 3 | 2.5% |
| Telfair County | 7 | 1 | 3.2% |
| Houston County | 8 | 96 | 3.0% |
| Baldwin County | 8 | 9 | 3.1% |
| Pulaski County | 8 | 4 | 3.3% |
| Candler County | 8 | 3 | 3.8% |
| Jones County | 9 | 6 | 1.9% |
| Lanier County | 9 | 5 | 2.8% |
| Toombs County | 9 | 3 | 2.3% |
| Irwin County | 9 | 1 | 2.4% |
| Jenkins County | 9 | 1 | 2.6% |
| Montgomery County | 9 | 1 | 2.1% |
| Taylor County | 9 | 1 | 2.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology