Lender in North Carolina · HMDA 2025
Corning Credit Union mortgages in North Carolina
Corning Credit Union's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Corning Credit Union originated 285 owner-occupied single-family loans in North Carolina from 366 completed applications.
Its median conventional purchase loan costs were $3,600 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.375% (North Carolina: 6.50%).
Loans in NC
285
of 366 applications
Denial rate
7.5%
Purchase · NC 7.6%
Rate spread
−0.24 pts
Conv. · NC +0.04 pts
Loan amount
$375,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 280 | 223 | 7.5% | 6.375% | −0.24 pts | $3,600 | $375,000 |
| Refinance | 53 | 40 | 9.4% | — | −0.38 pts | $2,560 | $295,000 |
| Cash-out refinance | 33 | 22 | 24.2% | — | −0.36 pts | $3,120 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Corning Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| New Hanover County | 6 | 134 | 4.0% |
| Brunswick County | 15 | 80 | 1.8% |
| Columbus County | 16 | 5 | 1.4% |
| Pender County | 24 | 16 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology