Lender in New York · HMDA 2025
Corning Credit Union mortgages in New York
Corning Credit Union's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Corning Credit Union originated 203 owner-occupied single-family loans in New York from 299 completed applications.
Its median conventional purchase loan costs were $4,190 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.375% (New York: 6.50%).
Loans in NY
203
of 299 applications
Denial rate
9.0%
Purchase · NY 9.5%
Rate spread
−0.22 pts
Conv. · NY +0.07 pts
Loan amount
$195,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 256 | 175 | 9.0% | 6.375% | −0.22 pts | $4,190 | $195,000 |
| Refinance | 28 | 20 | 14.3% | — | −0.43 pts | $2,630 | $205,000 |
| Cash-out refinance | 15 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where Corning Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Steuben County | 1 | 109 | 14.2% |
| Chemung County | 4 | 68 | 9.0% |
| Schuyler County | 14 | 3 | 2.5% |
| Allegany County | 23 | 2 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology