Lender in Wisconsin · HMDA 2025
Covantage Credit Union mortgages in Wisconsin
Covantage Credit Union's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Covantage Credit Union originated 1,387 owner-occupied single-family loans in Wisconsin from 1,580 completed applications, making it the state's #13 lender by volume.
Its median conventional purchase loan costs were $3,180 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.375% (Wisconsin: 6.625%).
Loans in WI
1,387
of 1,580 applications
Denial rate
5.1%
Purchase · WI 6.2%
Rate spread
−0.03 pts
Conv. · WI +0.12 pts
Loan amount
$205,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 768 | 702 | 5.1% | 6.375% | −0.03 pts | $3,180 | $205,000 |
| Refinance | 333 | 288 | 9.9% | 6.375% | −0.49 pts | $1,880 | $195,000 |
| Cash-out refinance | 479 | 397 | 14.4% | 6.625% | +0.02 pts | $1,990 | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Covantage Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marathon County | 1 | 387 | 20.6% |
| Shawano County | 1 | 136 | 26.7% |
| Langlade County | 1 | 126 | 43.1% |
| Lincoln County | 1 | 76 | 21.0% |
| Oneida County | 1 | 58 | 14.7% |
| Forest County | 1 | 46 | 40.0% |
| Florence County | 1 | 10 | 23.8% |
| Portage County | 2 | 96 | 12.9% |
| Menominee County | 2 | 1 | 6.3% |
| Waupaca County | 4 | 42 | 5.5% |
| Vilas County | 4 | 16 | 5.9% |
| Wood County | 7 | 36 | 4.0% |
| Marinette County | 7 | 28 | 4.9% |
| Oconto County | 7 | 26 | 4.5% |
| Price County | 7 | 7 | 3.5% |
| Kewaunee County | 11 | 7 | 2.3% |
| Taylor County | 11 | 4 | 1.9% |
| Ashland County | 12 | 3 | 1.7% |
| Brown County | 14 | 81 | 2.1% |
| Outagamie County | 15 | 59 | 1.8% |
| Winnebago County | 16 | 55 | 2.1% |
| Green Lake County | 16 | 4 | 1.5% |
| Sawyer County | 16 | 2 | 1.1% |
| Calumet County | 19 | 16 | 1.7% |
| Marquette County | 19 | 2 | 1.0% |
| Clark County | 22 | 3 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology