Lender in Virginia · HMDA 2025
Credit Union Mortgage Association, Inc. mortgages in Virginia
Credit Union Mortgage Association, Inc.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Credit Union Mortgage Association, Inc. originated 206 owner-occupied single-family loans in Virginia from 225 completed applications.
Its median conventional purchase loan costs were $4,880 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.125% (Virginia: 6.625%).
Loans in VA
206
of 225 applications
Denial rate
3.6%
Purchase · VA 6.9%
Rate spread
−0.52 pts
Conv. · VA +0.10 pts
Loan amount
$445,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 139 | 132 | 3.6% | 6.125% | −0.52 pts | $4,880 | $445,000 |
| Refinance | 47 | 44 | 6.4% | — | −0.79 pts | $4,690 | $465,000 |
| Cash-out refinance | 39 | 30 | 23.1% | — | −0.11 pts | $4,450 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Credit Union Mortgage Association, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Falls Church city | 15 | 3 | 1.6% |
| King George County | 19 | 6 | 1.1% |
| Petersburg city | 21 | 7 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology