Lender in Ohio · HMDA 2025
Day Air Credit Union, Inc. mortgages in Ohio
Day Air Credit Union, Inc.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Day Air Credit Union, Inc. originated 242 owner-occupied single-family loans in Ohio from 276 completed applications.
Its median conventional purchase loan costs were $3,100 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
242
of 276 applications
Denial rate
1.8%
Purchase · OH 7.1%
Rate spread
+0.03 pts
Conv. · OH +0.22 pts
Loan amount
$195,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 225 | 211 | 1.8% | 6.625% | +0.03 pts | $3,100 | $195,000 |
| Refinance | 19 | 14 | — | — | — | — | — |
| Cash-out refinance | 32 | 17 | 37.5% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Day Air Credit Union, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 13 | 149 | 1.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology