Lender in Georgia · HMDA 2025
Delta Community Credit Union mortgages in Georgia
Delta Community Credit Union's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Delta Community Credit Union originated 1,154 owner-occupied single-family loans in Georgia from 1,347 completed applications.
Its median conventional purchase loan costs were $6,310 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 5.875% (Georgia: 6.624%).
Loans in GA
1,154
of 1,347 applications
Denial rate
7.9%
Purchase · GA 9.9%
Rate spread
−0.48 pts
Conv. · GA +0.13 pts
Loan amount
$375,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 953 | 873 | 7.9% | 5.875% | −0.48 pts | $6,310 | $375,000 |
| Refinance | 215 | 159 | 25.6% | 5.750% | −0.54 pts | $5,260 | $415,000 |
| Cash-out refinance | 179 | 122 | 31.8% | 6.000% | −0.33 pts | $4,720 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Delta Community Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fayette County | 3 | 93 | 5.0% |
| Coweta County | 4 | 107 | 3.9% |
| Butts County | 8 | 10 | 2.6% |
| Pike County | 9 | 8 | 2.5% |
| Lamar County | 12 | 8 | 2.3% |
| Cobb County | 14 | 149 | 1.4% |
| Spalding County | 14 | 18 | 1.7% |
| Fulton County | 15 | 198 | 1.4% |
| Henry County | 15 | 62 | 1.3% |
| DeKalb County | 18 | 114 | 1.2% |
| Forsyth County | 22 | 55 | 1.1% |
| Gwinnett County | 23 | 111 | 0.9% |
| Jasper County | 24 | 4 | 1.2% |
| Meriwether County | 24 | 4 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology