Lender in California · HMDA 2025
DHI Mortgage Company, Ltd. mortgages in California
DHI Mortgage Company, Ltd.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
DHI Mortgage Company, Ltd. originated 2,522 owner-occupied single-family loans in California from 2,862 completed applications, making it the state's #25 lender by volume.
Its median conventional purchase loan costs were $4,110 versus $7,920 for all California lenders, at a median 30-year fixed rate of 5.50% (California: 6.625%).
Loans in CA
2,522
of 2,862 applications
Denial rate
11.0%
Purchase · CA 8.9%
Rate spread
−0.93 pts
Conv. · CA +0.09 pts
Loan amount
$495,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,861 | 2,522 | 11.0% | 5.500% | −0.93 pts | $4,110 | $495,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 1 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
California counties where DHI Mortgage Company, Ltd. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Riverside County | 3 | 869 | 3.2% |
| Tulare County | 3 | 271 | 6.3% |
| Merced County | 4 | 154 | 6.9% |
| Napa County | 4 | 54 | 5.8% |
| Sutter County | 5 | 34 | 4.3% |
| Kern County | 7 | 286 | 3.2% |
| Shasta County | 8 | 77 | 3.9% |
| Kings County | 10 | 45 | 2.8% |
| Butte County | 11 | 40 | 2.1% |
| Placer County | 13 | 119 | 1.9% |
| Stanislaus County | 14 | 86 | 1.8% |
| Fresno County | 17 | 77 | 0.9% |
| San Joaquin County | 20 | 94 | 1.1% |
| Yuba County | 25 | 10 | 0.7% |
- DHI Mortgage Company, Ltd. nationwide
- California mortgage market
- DHI Mortgage Company, Ltd. in Texas
- DHI Mortgage Company, Ltd. in Florida
- DHI Mortgage Company, Ltd. in North Carolina
- DHI Mortgage Company, Ltd. in South Carolina
- DHI Mortgage Company, Ltd. in Georgia
- DHI Mortgage Company, Ltd. in Arizona
- DHI Mortgage Company, Ltd. in Alabama
- DHI Mortgage Company, Ltd. in Tennessee
- DHI Mortgage Company, Ltd. in Nevada
- DHI Mortgage Company, Ltd. in Washington
- DHI Mortgage Company, Ltd. in Indiana
- DHI Mortgage Company, Ltd. in Utah
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology