Lender in Georgia · HMDA 2025
Direct Lenders, LLC mortgages in Georgia
Direct Lenders, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Direct Lenders, LLC originated 201 owner-occupied single-family loans in Georgia from 207 completed applications.
Its median conventional purchase loan costs were $4,580 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
201
of 207 applications
Denial rate
2.1%
Purchase · GA 9.9%
Rate spread
+0.15 pts
Conv. · GA +0.13 pts
Loan amount
$295,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 190 | 186 | 2.1% | 6.625% | +0.15 pts | $4,580 | $295,000 |
| Refinance | 9 | 9 | — | — | — | — | — |
| Cash-out refinance | 8 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Direct Lenders, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Haralson County | 5 | 13 | 2.6% |
| Floyd County | 13 | 20 | 1.6% |
| Carroll County | 18 | 29 | 1.5% |
| Brantley County | 23 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology