Lender in Virginia · HMDA 2025
DuPont Community Federally Insured State-Chartered Credit Union mortgages in Virginia
DuPont Community Federally Insured State-Chartered Credit Union's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
DuPont Community Federally Insured State-Chartered Credit Union originated 250 owner-occupied single-family loans in Virginia from 272 completed applications.
Its median conventional purchase loan costs were $3,210 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.50% (Virginia: 6.625%).
Loans in VA
250
of 272 applications
Denial rate
4.3%
Purchase · VA 6.9%
Rate spread
+0.02 pts
Conv. · VA +0.10 pts
Loan amount
$265,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 163 | 156 | 4.3% | 6.500% | +0.02 pts | $3,210 | $265,000 |
| Refinance | 45 | 38 | 13.3% | — | −0.16 pts | $2,490 | $215,000 |
| Cash-out refinance | 64 | 56 | 12.5% | — | −0.06 pts | $2,720 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where DuPont Community Federally Insured State-Chartered Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Augusta County | 2 | 97 | 9.0% |
| Waynesboro city | 2 | 24 | 5.4% |
| Staunton city | 3 | 33 | 8.1% |
| Bath County | 4 | 2 | 5.4% |
| Rockbridge County | 5 | 11 | 4.3% |
| Rockingham County | 9 | 39 | 3.9% |
| Shenandoah County | 10 | 19 | 2.7% |
| Harrisonburg city | 12 | 4 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology