Lender in Tennessee · HMDA 2025
Eastman Credit Union mortgages in Tennessee
Eastman Credit Union's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Eastman Credit Union originated 907 owner-occupied single-family loans in Tennessee from 1,149 completed applications, making it the state's #25 lender by volume.
Its median conventional purchase loan costs were $4,540 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 7.00% (Tennessee: 6.624%).
Loans in TN
907
of 1,149 applications
Denial rate
12.9%
Purchase · TN 7.7%
Rate spread
+0.34 pts
Conv. · TN +0.11 pts
Loan amount
$255,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 829 | 713 | 12.9% | 7.000% | +0.34 pts | $4,540 | $255,000 |
| Refinance | 66 | 31 | 51.5% | — | +0.36 pts | $3,240 | $145,000 |
| Cash-out refinance | 254 | 163 | 34.3% | 6.750% | +0.68 pts | $3,520 | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Eastman Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sullivan County | 1 | 347 | 14.0% |
| Washington County | 1 | 254 | 12.8% |
| Hawkins County | 1 | 80 | 12.3% |
| Carter County | 1 | 65 | 10.3% |
| Greene County | 3 | 66 | 7.5% |
| Unicoi County | 4 | 17 | 7.8% |
| Johnson County | 6 | 6 | 3.8% |
| Jefferson County | 23 | 7 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology