Lender in Kentucky · HMDA 2025
Edmonton State Bank mortgages in Kentucky
Edmonton State Bank's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Edmonton State Bank originated 240 owner-occupied single-family loans in Kentucky from 305 completed applications.
Loans in KY
240
of 305 applications
Denial rate
25.4%
Purchase · KY 8.2%
Rate spread
—
Conv. · KY +0.21 pts
Loan amount
$195,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 205 | 153 | 25.4% | — | — | — | $195,000 |
| Refinance | 78 | 68 | 12.8% | — | — | — | $155,000 |
| Cash-out refinance | 22 | 19 | 13.6% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Edmonton State Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Barren County | 1 | 103 | 18.0% |
| Monroe County | 1 | 35 | 38.9% |
| Metcalfe County | 1 | 33 | 33.7% |
| Allen County | 2 | 28 | 9.0% |
| Cumberland County | 4 | 2 | 6.9% |
| Hart County | 7 | 8 | 3.5% |
| Casey County | 8 | 2 | 2.7% |
| Green County | 12 | 2 | 2.1% |
| Warren County | 20 | 19 | 1.1% |
| Simpson County | 21 | 4 | 1.0% |
| Edmonson County | 25 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology