Lender in Colorado · HMDA 2025
Elevations mortgages in Colorado
Elevations's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Elevations originated 1,589 owner-occupied single-family loans in Colorado from 1,732 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $3,410 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
1,589
of 1,732 applications
Denial rate
5.3%
Purchase · CO 6.3%
Rate spread
+0.11 pts
Conv. · CO +0.04 pts
Loan amount
$475,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,441 | 1,334 | 5.3% | 6.625% | +0.11 pts | $3,410 | $475,000 |
| Refinance | 202 | 188 | 5.9% | 6.490% | +0.06 pts | $3,690 | $545,000 |
| Cash-out refinance | 89 | 67 | 22.5% | 6.875% | +0.32 pts | $3,690 | $395,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Elevations ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Boulder County | 2 | 496 | 12.4% |
| Broomfield County | 3 | 53 | 4.8% |
| Gilpin County | 3 | 6 | 5.1% |
| San Juan County | 4 | 1 | 9.1% |
| Larimer County | 5 | 207 | 3.6% |
| Jefferson County | 6 | 211 | 2.3% |
| Denver County | 6 | 207 | 2.3% |
| Lake County | 6 | 4 | 3.4% |
| Eagle County | 7 | 17 | 2.9% |
| Grand County | 8 | 6 | 2.1% |
| Gunnison County | 10 | 4 | 1.8% |
| Park County | 13 | 6 | 1.5% |
| Clear Creek County | 13 | 3 | 1.7% |
| Weld County | 15 | 107 | 1.5% |
| Summit County | 16 | 6 | 1.2% |
| Chaffee County | 18 | 3 | 0.8% |
| Routt County | 18 | 3 | 0.9% |
| Adams County | 22 | 90 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology