Lender in California · HMDA 2025
Fairway Independent Mortgage Corporation mortgages in California
Fairway Independent Mortgage Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Fairway Independent Mortgage Corporation originated 2,157 owner-occupied single-family loans in California from 2,284 completed applications.
Its median conventional purchase loan costs were $8,910 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
2,157
of 2,284 applications
Denial rate
2.8%
Purchase · CA 8.9%
Rate spread
+0.33 pts
Conv. · CA +0.09 pts
Loan amount
$485,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,900 | 1,826 | 2.8% | 6.750% | +0.33 pts | $8,910 | $485,000 |
| Refinance | 260 | 232 | 9.2% | 6.625% | +0.21 pts | $4,950 | $715,000 |
| Cash-out refinance | 124 | 99 | 16.9% | 6.990% | +0.44 pts | $7,750 | $455,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Fairway Independent Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Humboldt County | 1 | 199 | 23.0% |
| Plumas County | 1 | 39 | 20.1% |
| Del Norte County | 1 | 31 | 17.9% |
| Trinity County | 1 | 22 | 26.5% |
| Tuolumne County | 2 | 96 | 16.9% |
| Modoc County | 3 | 4 | 9.1% |
| Butte County | 4 | 95 | 4.9% |
| Tehama County | 4 | 34 | 6.6% |
| Glenn County | 8 | 5 | 2.5% |
| San Diego County | 11 | 397 | 1.4% |
| Mariposa County | 11 | 3 | 2.1% |
| Calaveras County | 14 | 9 | 1.5% |
| Lassen County | 14 | 4 | 1.7% |
| Madera County | 18 | 22 | 1.0% |
| Shasta County | 19 | 21 | 1.1% |
| Mendocino County | 22 | 5 | 1.0% |
| Riverside County | 25 | 237 | 0.9% |
| Siskiyou County | 25 | 4 | 1.1% |
- Fairway Independent Mortgage Corporation nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology