Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Massachusetts · HMDA 2025

Fairway Independent Mortgage Corporation mortgages in Massachusetts

Fairway Independent Mortgage Corporation's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.

Fairway Independent Mortgage Corporation originated 1,658 owner-occupied single-family loans in Massachusetts from 1,767 completed applications, making it the state's #8 lender by volume.

Its median conventional purchase loan costs were $5,350 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.625% (Massachusetts: 6.575%).

Loans in MA
1,658
of 1,767 applications
Denial rate
4.0%
Purchase · MA 6.3%
Rate spread
+0.18 pts
Conv. · MA +0.02 pts
Loan amount
$465,000
Purchase · MA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1,4271,3654.0%6.625%+0.18 pts$5,350$465,000
Refinance24721213.4%6.490%+0.09 pts$3,820$505,000
Cash-out refinance938112.9%6.990%+0.51 pts$4,770$425,000

*Conventional loans only; medians with at least 20 loans.

Massachusetts counties where Fairway Independent Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Hampden County52635.3%
Norfolk County62022.7%
Worcester County73042.9%
Plymouth County91682.6%
Middlesex County103041.9%
Hampshire County11342.7%
Bristol County121222.0%
Suffolk County131072.0%
Barnstable County15321.4%
Essex County161131.4%
Berkshire County2080.6%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology