Lender in New York · HMDA 2025
Fairway Independent Mortgage Corporation mortgages in New York
Fairway Independent Mortgage Corporation's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Fairway Independent Mortgage Corporation originated 638 owner-occupied single-family loans in New York from 692 completed applications.
Its median conventional purchase loan costs were $7,100 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.625% (New York: 6.50%).
Loans in NY
638
of 692 applications
Denial rate
5.7%
Purchase · NY 9.5%
Rate spread
+0.27 pts
Conv. · NY +0.07 pts
Loan amount
$355,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 630 | 591 | 5.7% | 6.625% | +0.27 pts | $7,100 | $355,000 |
| Refinance | 18 | 13 | — | — | — | — | — |
| Cash-out refinance | 44 | 34 | 20.4% | — | — | — | $445,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Fairway Independent Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Monroe County | 10 | 134 | 1.8% |
| Wayne County | 12 | 15 | 1.7% |
| Albany County | 13 | 31 | 1.2% |
| Genesee County | 13 | 9 | 1.9% |
| Livingston County | 13 | 6 | 1.3% |
| Saratoga County | 18 | 35 | 1.5% |
| Essex County | 20 | 3 | 1.2% |
| Ontario County | 21 | 10 | 0.9% |
| Schenectady County | 22 | 15 | 0.9% |
| Putnam County | 22 | 11 | 1.1% |
| Nassau County | 23 | 118 | 1.1% |
| Wyoming County | 23 | 3 | 0.9% |
| Rensselaer County | 24 | 11 | 0.8% |
| Warren County | 25 | 5 | 0.9% |
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology