Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Pennsylvania · HMDA 2025

Fairway Independent Mortgage Corporation mortgages in Pennsylvania

Fairway Independent Mortgage Corporation's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.

Fairway Independent Mortgage Corporation originated 1,040 owner-occupied single-family loans in Pennsylvania from 1,084 completed applications.

Its median conventional purchase loan costs were $6,050 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.75% (Pennsylvania: 6.625%).

Loans in PA
1,040
of 1,084 applications
Denial rate
3.2%
Purchase · PA 6.7%
Rate spread
+0.34 pts
Conv. · PA +0.17 pts
Loan amount
$275,000
Purchase · PA $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase9919553.2%6.750%+0.34 pts$6,050$275,000
Refinance56535.4%6.490%+0.13 pts$6,410$305,000
Cash-out refinance373213.5%6.990%+0.59 pts$6,750$255,000

*Conventional loans only; medians with at least 20 loans.

Pennsylvania counties where Fairway Independent Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Centre County21109.1%
Cumberland County61123.4%
Dauphin County71203.7%
Lancaster County91312.5%
Clearfield County12152.1%
Clinton County1382.2%
Lebanon County14321.9%
Perry County1481.7%
Huntingdon County1641.3%
Juniata County1621.3%
York County18891.4%
Mifflin County1841.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology