Lender in Indiana · HMDA 2025
Farm Credit Mid-America mortgages in Indiana
Farm Credit Mid-America's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Farm Credit Mid-America originated 314 owner-occupied single-family loans in Indiana from 345 completed applications.
Its median conventional purchase loan costs were $6,670 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 7.00% (Indiana: 6.625%).
Loans in IN
314
of 345 applications
Denial rate
6.8%
Purchase · IN 7.4%
Rate spread
+0.48 pts
Conv. · IN +0.24 pts
Loan amount
$355,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 296 | 272 | 6.8% | 7.000% | +0.48 pts | $6,670 | $355,000 |
| Refinance | 49 | 42 | 10.2% | — | +0.63 pts | $4,470 | $225,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Farm Credit Mid-America ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| LaGrange County | 4 | 26 | 6.9% |
| Washington County | 8 | 8 | 2.4% |
| Crawford County | 8 | 3 | 2.9% |
| Orange County | 9 | 5 | 2.6% |
| Blackford County | 9 | 4 | 2.9% |
| Daviess County | 10 | 8 | 2.9% |
| Switzerland County | 12 | 3 | 2.3% |
| Brown County | 13 | 5 | 2.0% |
| Owen County | 14 | 5 | 1.8% |
| Posey County | 14 | 5 | 1.4% |
| White County | 15 | 5 | 1.5% |
| Carroll County | 16 | 5 | 1.6% |
| Harrison County | 17 | 9 | 1.6% |
| Jackson County | 17 | 5 | 1.0% |
| Scott County | 17 | 5 | 1.4% |
| Ohio County | 17 | 1 | 1.5% |
| Clinton County | 18 | 5 | 1.0% |
| Jefferson County | 19 | 5 | 1.2% |
| Marshall County | 19 | 5 | 1.0% |
| Jasper County | 22 | 6 | 1.2% |
| Adams County | 22 | 3 | 0.7% |
| Gibson County | 22 | 3 | 0.7% |
| Martin County | 22 | 1 | 1.0% |
| Newton County | 23 | 2 | 0.9% |
| Whitley County | 24 | 6 | 1.1% |
| Franklin County | 24 | 3 | 1.1% |
| Jennings County | 24 | 3 | 0.9% |
| Pike County | 24 | 1 | 0.8% |
| Tipton County | 25 | 2 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology