Lender in Tennessee · HMDA 2025
Farm Credit Mid-America mortgages in Tennessee
Farm Credit Mid-America's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Farm Credit Mid-America originated 532 owner-occupied single-family loans in Tennessee from 627 completed applications.
Its median conventional purchase loan costs were $9,380 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 7.00% (Tennessee: 6.624%).
Loans in TN
532
of 627 applications
Denial rate
12.5%
Purchase · TN 7.7%
Rate spread
+0.52 pts
Conv. · TN +0.11 pts
Loan amount
$415,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 536 | 460 | 12.5% | 7.000% | +0.52 pts | $9,380 | $415,000 |
| Refinance | 91 | 72 | 19.8% | 7.000% | +0.52 pts | $6,370 | $365,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Farm Credit Mid-America ranks in the top 25
Showing the 30 counties where it ranks highest, of 48.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clay County | 4 | 3 | 4.5% |
| Jackson County | 5 | 4 | 3.2% |
| Hancock County | 5 | 2 | 4.3% |
| Grainger County | 6 | 12 | 4.3% |
| Lewis County | 6 | 5 | 2.4% |
| Cannon County | 7 | 9 | 4.0% |
| Meigs County | 7 | 5 | 3.6% |
| Perry County | 7 | 2 | 2.7% |
| McMinn County | 8 | 22 | 2.8% |
| Cocke County | 9 | 6 | 1.9% |
| Stewart County | 9 | 6 | 2.8% |
| Hickman County | 10 | 8 | 2.2% |
| Morgan County | 10 | 5 | 2.5% |
| Sequatchie County | 10 | 5 | 2.1% |
| Smith County | 11 | 7 | 2.1% |
| Humphreys County | 11 | 6 | 1.9% |
| Cumberland County | 12 | 17 | 1.9% |
| Marshall County | 12 | 15 | 1.8% |
| Giles County | 13 | 7 | 1.4% |
| Chester County | 13 | 4 | 1.8% |
| Roane County | 14 | 17 | 1.8% |
| Greene County | 14 | 14 | 1.6% |
| Lincoln County | 14 | 8 | 1.5% |
| Overton County | 15 | 4 | 1.5% |
| Hawkins County | 16 | 11 | 1.7% |
| Lauderdale County | 16 | 4 | 1.9% |
| Weakley County | 16 | 4 | 1.2% |
| Lawrence County | 17 | 7 | 1.2% |
| McNairy County | 17 | 5 | 1.6% |
| Carroll County | 17 | 3 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology