Lender in Hawaii · HMDA 2025
First Hawaiian Bank mortgages in Hawaii
First Hawaiian Bank's 2025 home-purchase and refinance lending in Hawaii, compared with all lenders in the state.
First Hawaiian Bank originated 296 owner-occupied single-family loans in Hawaii from 353 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $12,960 versus $9,790 for all Hawaii lenders, at a median 30-year fixed rate of 6.50% (Hawaii: 6.50%).
Loans in HI
296
of 353 applications
Denial rate
7.3%
Purchase · HI 10.1%
Rate spread
+0.00 pts
Conv. · HI +0.07 pts
Loan amount
$495,000
Purchase · HI $585,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 302 | 255 | 7.3% | 6.500% | +0.00 pts | $12,960 | $495,000 |
| Refinance | 21 | 19 | 4.8% | — | — | — | — |
| Cash-out refinance | 30 | 22 | 13.3% | — | −0.07 pts | $15,030 | $605,000 |
*Conventional loans only; medians with at least 20 loans.
Hawaii counties where First Hawaiian Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kauai County | 8 | 12 | 2.9% |
| Honolulu County | 11 | 247 | 3.4% |
| Maui County | 12 | 18 | 2.2% |
| Hawaii County | 19 | 19 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology