Lender in South Carolina · HMDA 2025
First Heritage Mortgage, LLC mortgages in South Carolina
First Heritage Mortgage, LLC's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
First Heritage Mortgage, LLC originated 1,263 owner-occupied single-family loans in South Carolina from 1,316 completed applications, making it the state's #16 lender by volume.
Its median conventional purchase loan costs were $6,650 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.49% (South Carolina: 6.624%).
Loans in SC
1,263
of 1,316 applications
Denial rate
3.3%
Purchase · SC 8.8%
Rate spread
+0.14 pts
Conv. · SC +0.12 pts
Loan amount
$295,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,282 | 1,229 | 3.3% | 6.490% | +0.14 pts | $6,650 | $295,000 |
| Refinance | 26 | 26 | 0.0% | — | — | — | $365,000 |
| Cash-out refinance | 8 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where First Heritage Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Edgefield County | 4 | 20 | 4.6% |
| Lexington County | 5 | 226 | 4.0% |
| Aiken County | 6 | 120 | 4.0% |
| Richland County | 7 | 229 | 3.2% |
| Greenville County | 7 | 215 | 2.4% |
| Fairfield County | 7 | 5 | 2.8% |
| Kershaw County | 10 | 33 | 2.7% |
| Sumter County | 12 | 36 | 2.4% |
| Spartanburg County | 13 | 158 | 2.1% |
| Beaufort County | 20 | 46 | 1.3% |
| Lee County | 24 | 1 | 1.4% |
| Jasper County | 25 | 8 | 0.7% |
- First Heritage Mortgage, LLC nationwide
- South Carolina mortgage market
- First Heritage Mortgage, LLC in Virginia
- First Heritage Mortgage, LLC in Maryland
- First Heritage Mortgage, LLC in North Carolina
- First Heritage Mortgage, LLC in Florida
- First Heritage Mortgage, LLC in Georgia
- First Heritage Mortgage, LLC in West Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology