Lender in Georgia · HMDA 2025
First Heritage Mortgage, LLC mortgages in Georgia
First Heritage Mortgage, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
First Heritage Mortgage, LLC originated 413 owner-occupied single-family loans in Georgia from 435 completed applications.
Its median conventional purchase loan costs were $7,650 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
413
of 435 applications
Denial rate
4.7%
Purchase · GA 9.9%
Rate spread
+0.13 pts
Conv. · GA +0.13 pts
Loan amount
$375,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 425 | 404 | 4.7% | 6.625% | +0.13 pts | $7,650 | $375,000 |
| Refinance | 6 | 6 | — | — | — | — | — |
| Cash-out refinance | 4 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where First Heritage Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bartow County | 8 | 64 | 3.0% |
| Columbia County | 10 | 101 | 3.1% |
| Cherokee County | 25 | 49 | 0.9% |
- First Heritage Mortgage, LLC nationwide
- Georgia mortgage market
- First Heritage Mortgage, LLC in Virginia
- First Heritage Mortgage, LLC in South Carolina
- First Heritage Mortgage, LLC in Maryland
- First Heritage Mortgage, LLC in North Carolina
- First Heritage Mortgage, LLC in Florida
- First Heritage Mortgage, LLC in West Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology