Lender in Illinois · HMDA 2025
First National Bank of Omaha mortgages in Illinois
First National Bank of Omaha's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
First National Bank of Omaha originated 220 owner-occupied single-family loans in Illinois from 249 completed applications.
Its median conventional purchase loan costs were $4,450 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
220
of 249 applications
Denial rate
10.7%
Purchase · IL 9.2%
Rate spread
+0.34 pts
Conv. · IL +0.27 pts
Loan amount
$235,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 197 | 176 | 10.7% | 6.750% | +0.34 pts | $4,450 | $235,000 |
| Refinance | 28 | 23 | 17.9% | — | +0.29 pts | $2,540 | $195,000 |
| Cash-out refinance | 24 | 21 | 12.5% | — | — | — | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where First National Bank of Omaha ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| DeKalb County | 9 | 37 | 2.6% |
| Boone County | 22 | 8 | 1.2% |
| Ogle County | 22 | 8 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology