Lender in Nebraska · HMDA 2025
First National Bank of Omaha mortgages in Nebraska
First National Bank of Omaha's 2025 home-purchase and refinance lending in Nebraska, compared with all lenders in the state.
First National Bank of Omaha originated 688 owner-occupied single-family loans in Nebraska from 761 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $3,150 versus $3,100 for all Nebraska lenders, at a median 30-year fixed rate of 6.625% (Nebraska: 6.624%).
Loans in NE
688
of 761 applications
Denial rate
6.9%
Purchase · NE 5.9%
Rate spread
+0.18 pts
Conv. · NE +0.13 pts
Loan amount
$225,000
Purchase · NE $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 595 | 552 | 6.9% | 6.625% | +0.18 pts | $3,150 | $225,000 |
| Refinance | 65 | 54 | 12.3% | 6.625% | +0.01 pts | $3,010 | $235,000 |
| Cash-out refinance | 101 | 82 | 16.8% | 6.875% | +0.33 pts | $3,160 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Nebraska counties where First National Bank of Omaha ranks in the top 25
Showing the 30 counties where it ranks highest, of 37.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Box Butte County | 1 | 30 | 28.6% |
| Blaine County | 1 | 1 | 100.0% |
| Scotts Bluff County | 2 | 23 | 8.8% |
| Knox County | 2 | 5 | 10.4% |
| Morrill County | 2 | 4 | 10.3% |
| Dawes County | 3 | 6 | 7.0% |
| Hayes County | 4 | 1 | 16.7% |
| Douglas County | 5 | 294 | 3.5% |
| Lincoln County | 6 | 25 | 6.2% |
| Washington County | 6 | 10 | 3.0% |
| Stanton County | 6 | 4 | 6.3% |
| Dodge County | 7 | 22 | 4.4% |
| Custer County | 7 | 3 | 3.5% |
| Buffalo County | 8 | 18 | 3.4% |
| Platte County | 8 | 8 | 1.9% |
| Gage County | 9 | 9 | 3.0% |
| Sheridan County | 9 | 1 | 3.9% |
| Sarpy County | 10 | 112 | 2.8% |
| Howard County | 10 | 3 | 4.2% |
| Merrick County | 10 | 3 | 2.6% |
| Richardson County | 10 | 2 | 2.4% |
| Madison County | 11 | 8 | 2.1% |
| Adams County | 11 | 6 | 1.8% |
| Garden County | 11 | 1 | 5.9% |
| Hall County | 12 | 19 | 2.9% |
| Hitchcock County | 12 | 1 | 3.6% |
| Jefferson County | 14 | 3 | 2.9% |
| Keith County | 14 | 2 | 1.8% |
| Webster County | 14 | 1 | 2.8% |
| Phelps County | 15 | 2 | 2.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology