Lender in Virginia · HMDA 2025
First National Bank of Pennsylvania mortgages in Virginia
First National Bank of Pennsylvania's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
First National Bank of Pennsylvania originated 390 owner-occupied single-family loans in Virginia from 431 completed applications.
Its median conventional purchase loan costs were $5,360 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.50% (Virginia: 6.625%).
Loans in VA
390
of 431 applications
Denial rate
9.4%
Purchase · VA 6.9%
Rate spread
+0.02 pts
Conv. · VA +0.10 pts
Loan amount
$545,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 393 | 356 | 9.4% | 6.500% | +0.02 pts | $5,360 | $545,000 |
| Refinance | 33 | 29 | 12.1% | — | −0.03 pts | $4,250 | $475,000 |
| Cash-out refinance | 5 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where First National Bank of Pennsylvania ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Richmond city | 13 | 59 | 2.4% |
- First National Bank of Pennsylvania nationwide
- Virginia mortgage market
- First National Bank of Pennsylvania in North Carolina
- First National Bank of Pennsylvania in Pennsylvania
- First National Bank of Pennsylvania in Maryland
- First National Bank of Pennsylvania in Ohio
- First National Bank of Pennsylvania in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology