Lender in Virginia · HMDA 2025
First Savings Mortgage Corporation mortgages in Virginia
First Savings Mortgage Corporation's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
First Savings Mortgage Corporation originated 678 owner-occupied single-family loans in Virginia from 686 completed applications.
Its median conventional purchase loan costs were $6,670 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.50% (Virginia: 6.625%).
Loans in VA
678
of 686 applications
Denial rate
1.2%
Purchase · VA 6.9%
Rate spread
−0.01 pts
Conv. · VA +0.10 pts
Loan amount
$605,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 575 | 568 | 1.2% | 6.500% | −0.01 pts | $6,670 | $605,000 |
| Refinance | 88 | 87 | 1.1% | 6.500% | +0.06 pts | $6,550 | $695,000 |
| Cash-out refinance | 23 | 23 | 0.0% | — | — | — | $405,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where First Savings Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Arlington County | 1 | 104 | 4.8% |
| Falls Church city | 3 | 10 | 5.5% |
| Alexandria city | 9 | 52 | 2.6% |
| Fairfax County | 12 | 286 | 2.2% |
| Fairfax city | 14 | 7 | 1.8% |
| Prince William County | 20 | 70 | 1.0% |
| Fauquier County | 23 | 12 | 1.0% |
| Clarke County | 23 | 2 | 1.1% |
| Manassas Park city | 25 | 2 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology