Lender in Oregon · HMDA 2025
First Technology Federal Credit Union mortgages in Oregon
First Technology Federal Credit Union's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
First Technology Federal Credit Union originated 389 owner-occupied single-family loans in Oregon from 459 completed applications.
Its median conventional purchase loan costs were $5,900 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
389
of 459 applications
Denial rate
1.5%
Purchase · OR 5.7%
Rate spread
+0.14 pts
Conv. · OR +0.12 pts
Loan amount
$465,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 333 | 283 | 1.5% | 6.625% | +0.14 pts | $5,900 | $465,000 |
| Refinance | 68 | 61 | 2.9% | — | +0.16 pts | $6,740 | $445,000 |
| Cash-out refinance | 58 | 45 | 12.1% | 6.625% | +0.14 pts | $4,980 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where First Technology Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 9 | 189 | 2.6% |
| Multnomah County | 24 | 78 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology