Lender in Washington · HMDA 2025
First Technology Federal Credit Union mortgages in Washington
First Technology Federal Credit Union's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
First Technology Federal Credit Union originated 305 owner-occupied single-family loans in Washington from 350 completed applications.
Its median conventional purchase loan costs were $5,720 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.75% (Washington: 6.625%).
Loans in WA
305
of 350 applications
Denial rate
3.0%
Purchase · WA 5.9%
Rate spread
+0.08 pts
Conv. · WA +0.10 pts
Loan amount
$855,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 236 | 209 | 3.0% | 6.750% | +0.08 pts | $5,720 | $855,000 |
| Refinance | 98 | 81 | 9.2% | — | +0.05 pts | $4,180 | $905,000 |
| Cash-out refinance | 16 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology