Lender in Colorado · HMDA 2025
FirstBank mortgages in Colorado
FirstBank's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
FirstBank originated 789 owner-occupied single-family loans in Colorado from 923 completed applications, making it the state's #25 lender by volume.
Its median conventional purchase loan costs were $3,560 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.25% (Colorado: 6.50%).
Loans in CO
789
of 923 applications
Denial rate
7.1%
Purchase · CO 6.3%
Rate spread
−0.22 pts
Conv. · CO +0.04 pts
Loan amount
$485,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 677 | 619 | 7.1% | 6.250% | −0.22 pts | $3,560 | $485,000 |
| Refinance | 226 | 157 | 28.3% | — | −0.16 pts | $3,460 | $465,000 |
| Cash-out refinance | 20 | 13 | 35.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where FirstBank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Eagle County | 1 | 86 | 14.8% |
| Summit County | 4 | 34 | 6.8% |
| Garfield County | 8 | 23 | 3.1% |
| Pitkin County | 8 | 5 | 3.6% |
| Park County | 9 | 7 | 1.7% |
| Boulder County | 10 | 61 | 1.5% |
| Broomfield County | 14 | 16 | 1.5% |
| Lake County | 17 | 2 | 1.7% |
| Grand County | 18 | 4 | 1.4% |
| Larimer County | 20 | 70 | 1.2% |
| Denver County | 22 | 94 | 1.0% |
| Jefferson County | 22 | 93 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology