Lender in Georgia · HMDA 2025
FirstBank mortgages in Georgia
FirstBank's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
FirstBank originated 283 owner-occupied single-family loans in Georgia from 300 completed applications.
Its median conventional purchase loan costs were $5,020 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
283
of 300 applications
Denial rate
5.5%
Purchase · GA 9.9%
Rate spread
+0.13 pts
Conv. · GA +0.13 pts
Loan amount
$295,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 255 | 240 | 5.5% | 6.500% | +0.13 pts | $5,020 | $295,000 |
| Refinance | 28 | 26 | 7.1% | — | +0.03 pts | $4,100 | $215,000 |
| Cash-out refinance | 17 | 17 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where FirstBank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Whitfield County | 1 | 85 | 8.4% |
| Catoosa County | 8 | 42 | 3.8% |
| Murray County | 8 | 9 | 2.3% |
| Dade County | 11 | 5 | 2.3% |
| Walker County | 16 | 18 | 1.7% |
| Harris County | 24 | 7 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology