Lender in New Jersey · HMDA 2025
FM Home Loans, LLC mortgages in New Jersey
FM Home Loans, LLC's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
FM Home Loans, LLC originated 252 owner-occupied single-family loans in New Jersey from 293 completed applications.
Its median conventional purchase loan costs were $6,040 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.75% (New Jersey: 6.625%).
Loans in NJ
252
of 293 applications
Denial rate
0.5%
Purchase · NJ 8.4%
Rate spread
+0.21 pts
Conv. · NJ +0.12 pts
Loan amount
$585,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 209 | 186 | 0.5% | 6.750% | +0.21 pts | $6,040 | $585,000 |
| Refinance | 84 | 66 | 0.0% | 6.624% | +0.08 pts | $5,580 | $655,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where FM Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ocean County | 14 | 143 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology