Lender in Wisconsin · HMDA 2025
Forward Bank mortgages in Wisconsin
Forward Bank's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Forward Bank originated 230 owner-occupied single-family loans in Wisconsin from 281 completed applications.
Its median conventional purchase loan costs were $2,760 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.625% (Wisconsin: 6.625%).
Loans in WI
230
of 281 applications
Denial rate
1.7%
Purchase · WI 6.2%
Rate spread
+0.24 pts
Conv. · WI +0.12 pts
Loan amount
$215,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 182 | 152 | 1.7% | 6.625% | +0.24 pts | $2,760 | $215,000 |
| Refinance | 39 | 32 | 7.7% | — | +0.31 pts | $1,980 | $235,000 |
| Cash-out refinance | 60 | 46 | 6.7% | — | +0.16 pts | $2,020 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Forward Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clark County | 1 | 65 | 16.5% |
| Price County | 1 | 39 | 19.3% |
| Taylor County | 1 | 24 | 11.2% |
| Iron County | 2 | 4 | 5.7% |
| Wood County | 9 | 35 | 3.9% |
| Ashland County | 13 | 3 | 1.7% |
| Vilas County | 14 | 4 | 1.5% |
| Marathon County | 15 | 33 | 1.8% |
| Chippewa County | 19 | 10 | 1.2% |
| Oneida County | 23 | 3 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology