Lender in Pennsylvania · HMDA 2025
Fulton Bank, N.A. mortgages in Pennsylvania
Fulton Bank, N.A.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Fulton Bank, N.A. originated 1,257 owner-occupied single-family loans in Pennsylvania from 1,373 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $6,030 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.75% (Pennsylvania: 6.625%).
Loans in PA
1,257
of 1,373 applications
Denial rate
7.6%
Purchase · PA 6.7%
Rate spread
+0.25 pts
Conv. · PA +0.17 pts
Loan amount
$275,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,271 | 1,169 | 7.6% | 6.750% | +0.25 pts | $6,030 | $275,000 |
| Refinance | 55 | 51 | 7.3% | 6.625% | +0.13 pts | $5,160 | $285,000 |
| Cash-out refinance | 47 | 37 | 21.3% | 7.000% | +0.55 pts | $5,260 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Fulton Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Snyder County | 2 | 19 | 7.5% |
| Lancaster County | 3 | 287 | 5.4% |
| Montour County | 3 | 13 | 6.8% |
| Northumberland County | 5 | 27 | 4.0% |
| Berks County | 7 | 115 | 2.5% |
| Lebanon County | 7 | 52 | 3.2% |
| Columbia County | 8 | 16 | 2.9% |
| Dauphin County | 9 | 80 | 2.5% |
| York County | 10 | 181 | 2.9% |
| Cumberland County | 13 | 57 | 1.7% |
| Union County | 14 | 6 | 2.0% |
| Schuylkill County | 18 | 16 | 1.1% |
| Franklin County | 19 | 28 | 1.4% |
| Adams County | 20 | 19 | 1.4% |
| Fulton County | 22 | 2 | 1.7% |
| Huntingdon County | 24 | 3 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology