Lender in New Jersey · HMDA 2025
Fulton Bank, N.A. mortgages in New Jersey
Fulton Bank, N.A.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Fulton Bank, N.A. originated 367 owner-occupied single-family loans in New Jersey from 416 completed applications.
Its median conventional purchase loan costs were $7,950 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.75% (New Jersey: 6.625%).
Loans in NJ
367
of 416 applications
Denial rate
9.2%
Purchase · NJ 8.4%
Rate spread
+0.19 pts
Conv. · NJ +0.12 pts
Loan amount
$805,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 347 | 314 | 9.2% | 6.750% | +0.19 pts | $7,950 | $805,000 |
| Refinance | 43 | 35 | 14.0% | — | +0.01 pts | $6,620 | $1,165,000 |
| Cash-out refinance | 26 | 18 | 30.8% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where Fulton Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ocean County | 20 | 99 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology