Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Washington · HMDA 2025

Glacier Bank mortgages in Washington

Glacier Bank's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.

Glacier Bank originated 252 owner-occupied single-family loans in Washington from 287 completed applications.

Its median conventional purchase loan costs were $7,880 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.50% (Washington: 6.625%).

Loans in WA
252
of 287 applications
Denial rate
9.7%
Purchase · WA 5.9%
Rate spread
+0.18 pts
Conv. · WA +0.10 pts
Loan amount
$345,000
Purchase · WA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2382109.7%6.500%+0.18 pts$7,880$345,000
Refinance27257.4%6.250%−0.01 pts$7,870$495,000
Cash-out refinance221722.7%————

*Conventional loans only; medians with at least 20 loans.

Washington counties where Glacier Bank ranks in the top 25

CountyRankLoansMarket share
Pend Oreille County585.1%
Columbia County635.3%
Chelan County7394.5%
Okanogan County8103.1%
Douglas County12142.5%
Lincoln County1342.3%
Spokane County191091.5%
Grant County20100.9%
Franklin County22110.9%
Stevens County2251.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology